Mortgage Pre-approval

A mortgage pre-approval is a crucial step in the home-buying process. It’s a lender’s commitment to provide you with a loan up to a certain amount, based on your financial situation, credit score, and income. 

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It is one of the first and most important steps in the home-buying process to know what you can afford which allows you to narrow your home search and move quickly when you find the perfect property. This early step not only saves time but also gives you confidence when making offers in a competitive market.